Evaluating damages and estimating the cost of and time it will take to repair or replace property or structures.What Does a Public Adjuster Do?Īs an independent insurance professional, a public adjuster works for the policyholder to ensure their claim is settled in a fair and efficient manner. That’s because of their training and also because their loyalties are to you, the policyholder, and not the insurance company. “The financial interests of public adjusters are directly tied to the interests of policyholders to receive full and fair compensation on insurance claims.”Ĭornett says public adjusters are often more thorough in their damage analysis than company adjusters. “The financial interests of insurance companies are best served by convincing policyholders to accept the lowest compensation possible,” he says. They are licensed and trained insurance professionals. Unlike an insurance company adjuster, a public adjuster advocates exclusively for policyholders, says Tim Cornett, president of the Florida Association of Public Insurance Adjusters.
A public insurance adjuster is an independent trained insurance professional that helps individuals with the homeowners insurance claim process.
